The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn about the effect of two incomes on your Railroad Retirement. Watch at the end a strategy to maximize your Railroad Retirement and Social Security.
If you are leaving the Railroad then watch this video. Railroaders need to understand the consequences and responsibilities of accepting a "Buyout" from the railroad.
The RRB said many spouses don't apply for their railroad retirement spousal annuities because they are unaware that they can receive them. Learn about some of the misconceptions surrounding Spousal annuities.
Learn about the affects on your Railroad Retirement by collecting a government pension. Understand the reduction implemented on your annuity that could hamper your Railroad Retirement
If you are leaving or have left the railroad before the start of your Railroad Retirement annuity then you need to watch this video. I discuss a strategy you can use to protect your Survivor Annuity for your beneficiaries in case something unfortunately happens to you before retirement.
When railroaders leave the industry there is a profound effect on their Railroad Retirement. Learn the three benefits you could be losing by switching jobs.
If you have worked outside the railroad industry in a non-covered position, you need to watch this video to understand your reduction penalties on your Railroad Retirement Annuity. Please avoid surprises at retirement by knowing your Railroad Retirement Annuity benefits.
A brief overview of how Spouse Annuities function in Railroad Retirement: 1. What the requirements to receive a spousal annuity? 2. What are the payouts on a spousal annuity? 3. What is the reductions in the spousal annuity with early retirement? 4. More...