The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn the work deductions this ex-railroader would be hit with by working and collecting Railroad Retirement and understand your your individual state laws for family medical leave to help offset any potential loss of income.
Understand the Work and Age deductions that will affect a railroader's Railroad Retirement Service and Age annuity.
Learn the pros and cons of deferring your Railroad Retirement annuity start date when you retire.
Understand the importance of possible Age Reductions that could impact the Railroad Retirement spousal annuity with less than thirty years of service.
Learn how the the "Big Beautiful Bill" Act can help you keep more of your Railroad Retirement income.
Understand the importance of having a income bridge for your Railroad Retirement if you decide to leave the Railroad before the age of 60.
Learn what will and won't break your Railroad Retirement Connection after you retire from the railroad before the age of 60.
Understand the importance of the business structure to help manage any Last Previous Employer (LPE) risk to a spouse's Tier 2 Railroad Retirement benefit.
Learn the possible income a railroader leaves on the table when working past their Full Retirement Age.
Learn the impact on your Railroad Retirement annuity when you separate from the railroad