The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn when a widow should claim her Social Security in lieu of her Tier 1 Railroad Retirement Survivor Annuity benefits.
Learn if working a part time job in addition to your railroad job will sever your Current Connection and understand the potential impact not only on your Survivor Annuity but also your Tier 2 benefits.
Learn what a surviving spouse can expect and when they can start their Railroad Retirement Survivor Annuity if the railroader passes away.
Understand why the spouse should always collect their Railroad Retirement spousal annuity benefits even when work deductions will be applied.
Learn the impact of working a part time job on your Railroad Retirement Survivor Annuity.
Learn the tradeoffs by retiring before you start your Railroad Retirement annuity without 30 years.
Learn the options retiring railroaders have to bridge their health insurance to Railroad Medicare.
Understand that Social Security Adminstration rules are used to determine the credits and not Railroad Retirement Board rules.
Learn what Railroad Medicare covers and more importantly doesn't cover in your Railroad Retirement.
Understand the implications on your spouse's annuity when you go back to work in Railroad Retirement and the possible big impact on your retirement plans.