The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn about this stealth tax that affects high earning railroaders called the Net Investment Income Tax. Understand who is subject to this tax and some common situations that could trigger this tax.
Setting realistic return expectations is the cornerstone for build a successful railroad retirement plan. Railroaders need to set a more realistic expectation for investment return expectation.
The Federal Reserve continues to punish savers with extremely low interest rates. Learn the true cost of keeping your money in riskless investments.
I'll explain how the Fed's "printing🖨️ press" actions were very similar to the Erie Railroad 🚂War of the 1860s.
Railroaders need to decide what level of risk helps you reach your financial goals, and must understand the upside and downside of the risks you take.
With interest rates at historical lows and if you factor in inflation then bond returns are negative. Should railroaders still be looking at bonds as part of a diversified portfolio? Learn about the current dynamics of investing in bonds for Railroad Retirement.
Railroads have diversified income streams from serving many different industries. Use those same diversification principles to serve your Railroad Retirement portfolio.
Railroaders have the potential to have a significant amount of their railroad retirement portfolio in the railroad stock of their employer, what is the prudent amount to own?
Railroaders are sometimes compensated with the ability to own the Railroad's stock in their retirement plan. Learn the tax strategies to maximize your stock gains in Railroad Retirement.
In this video, I discuss opportunities and strategies afforded railroaders with their 401ks. By looking at your retirement portfolio with a comprehensive mindset, railroaders have a powerful tool with their Tier 2 Annuity. It allows railroaders the "opportunity" to create a retirement glide path unlike non-railroaders.