The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn the implications on Railroad Retirement of leaving the railroad at 60 with 27 years of service.
Understand the importance of the business structure to help manage any Last Previous Employer (LPE) risk to a spouse's Tier 2 Railroad Retirement benefit.
Learn the impact on the spousal annuity when a widow starts their Railroad Retirement Survivor Annuity.
Learn what your spouse can expect in benefits from Railroad Retirement when it is time to start their benefits.
Learn a strategy a spouse of a working railroader can employ in order to get their Railroad Retirement benefits started.
Learn the decisions a railroader needs to make when starting their Railroad Retirement when you are the only spouse working.
Learn how the Railroad Retirement Survivor Annuity is calculated for railroaders with thirty years of service versus those railroaders without their thirty.
Learn how a spouse is entitled to retroactive Social Security benefits by switching from their spousal Railroad Retirement to their Social Security.
Learn the time requirements set by the Railroad Retirement Board for the LPE penalty to not be in play.
Learn the impact on the Railroad Retirement Spousal Annuity when you pass away.