The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn the decisions a railroader needs to make when starting their Railroad Retirement when you are the only spouse working.
Learn how the Railroad Retirement Survivor Annuity is calculated for railroaders with thirty years of service versus those railroaders without their thirty.
Learn how a spouse is entitled to retroactive Social Security benefits by switching from their spousal Railroad Retirement to their Social Security.
Learn the time requirements set by the Railroad Retirement Board for the LPE penalty to not be in play.
Learn the impact on the Railroad Retirement Spousal Annuity when you pass away.
Learn when a spouse can claim their Railroad Retirement spousal annuity if you are employed by the railroad.
Learn the impact on a surviving spouse if you happen to pass away before the 30 year mark in Railroad Retirement.
Learn the U.S. Government positions that will allow a railroader to keep their Current Connection for Railroad Retirement.
Learn exactly when Railroad Retirement Work Deductions start for the spouse of a railroader.
Learn eligibility requirements to collect a Divorce Spousal Annuity in Railroad Retirement.