The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Understand why the spouse should always collect their Railroad Retirement spousal annuity benefits even when work deductions will be applied.
Understand the implications on your spouse's annuity when you go back to work in Railroad Retirement and the possible big impact on your retirement plans.
Learn the effects on your spouse's Railroad Retirement annuity by continuing to work while collecting.
Understand the importance of possible Age Reductions that could impact the Railroad Retirement spousal annuity with less than thirty years of service.
Learn the implications on Railroad Retirement of leaving the railroad at 60 with 27 years of service.
Understand the importance of the business structure to help manage any Last Previous Employer (LPE) risk to a spouse's Tier 2 Railroad Retirement benefit.
Learn the impact on the spousal annuity when a widow starts their Railroad Retirement Survivor Annuity.
Learn what your spouse can expect in benefits from Railroad Retirement when it is time to start their benefits.
Learn a strategy a spouse of a working railroader can employ in order to get their Railroad Retirement benefits started.
Learn the decisions a railroader needs to make when starting their Railroad Retirement when you are the only spouse working.