The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn how a married couple that both work for the railroad get hit with a implied penalty in Railroad Retirement.
Understand why the Last 60 Month Rule is the best strategy to reduce the impact of Government Pension Offset in Railroad Retirement.
Learn the mistakes that couples make when they claim their Social Security and Railroad Retirement.
Learn the possible tax consequences of moving to another railroad and how to recoup the overpayment of Railroad Retirement taxes.
Understand how the Railroad Retirement Board will deduct from your Tier 2 if you continue to work for your Last Pre-Retirement Employer (LPE).
Debunking of the myth that you need to retire to get the COLA increase in your Railroad Retirement.
Learn when a railroader and their spouse can start their Railroad Retirement annuity.
Learn how a retired railroader would receive their Railroad Retirement benefits.
Learn why railroaders would do better if more of their money went to paying Tier 2 "tax" for Railroad Retirement.
Understand how inflation has helped to expand the brackets therefore providing a opportunity to increase your tax savings for Railroad Retirement.