The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
There is a tremendous tax savings afforded railroad retirees who accumulated railroad stock over the years. Learn how to use a NUA strategy in Railroad Retirement.
There are tremendous opportunity for railroaders to reduce their income tax in retirement through Roth Conversions. Watch this Railroad Retirement Whiteboard to understand the complexity behind this strategy.
With over 700 different claiming strategies for Railroad Retirement, it is no wonder railroaders leave hard earned benefits on the table. Watch this video to learn some of the biggest mistakes made by railroaders when it comes to claiming Railroad Retirement.
Taxes are going up sooner or later. Watch this video to learn strategies to protect your Railroad Retirement nest-egg from higher taxes in the future.
What is the right amount of money you need to retire? Watch this video to understand how railroaders should answer this question. Understand the importance of your guaranteed railroad retirement income streams.
Railroaders without 30 years of service have a big decision to make when they turn 62. Understand some of the reasons to start Railroad Retirement "early" at 62.
Understand 'break-even" points for your Railroad Retirement. Learn why the break even point for Railroad Retirement is completely different then Social Security.
Learn 401k strategies that might be suitable for railroaders. Partnering your Railroad Retirement Annuity with your 401k can lead to a great Railroad Retirement
Learn the importance of matching your spending with your guaranteed retirement income streams. Understand the percent of your retirement spending that should be matched by guaranteed retirement income.
Learn the tax implication your railroad's grant of Restricted Stock or RSUs. Understand what you can expect when the taxes are due. Learn why proper tax planning can help reduce your tax bill.