The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Build a great Railroad Retirement with Roth Conversions especially when the market is down. You can convert more of your retirement account into a Tax Free retirement account.
Learn if you will have reductions to your Railroad Retirement annuity by claiming a pension and understand the differences between covered and non-covered pensions.
Watch this episode of the Highball Advisors Railroad Retirement Whiteboard to learn the possible reductions in the first year of retirement if you plan to work.
Watch this episode of the Highball Advisors Railroad Retirement Whiteboard to learn the importance of your Survivor Annuity in your financial plan.
Learn how to get six months of Railroad Retirement that you might have missed. Understand what can trigger retroactive payment of your Railroad Retirement.
Learn when to file for Social Security instead of Railroad Retirement. Sometimes it might be better for a railroader to take Social Security.
Understand the taxes you can expect on your 60 and 30 Railroad Retirement Annuity. Learn the importance of changing your withholding later in retirement.
Nobody likes letters from the RRB asking for their money back or that you have been penalized. Learn how to avoid overpayment penalties when you collect Social Security and Railroad Retirement.
A primer to get help you get started with Railroad Retirement when it is time to retire from the railroad. Pay special attention to the documents you need to complete the process of getting your annuity.
Learn to create a Railroad Retirement paycheck. Understand how diversification of your investments can increase your safe withdrawal rate in Railroad Retirement.