The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn to create a Railroad Retirement paycheck. Understand how diversification of your investments can increase your safe withdrawal rate in Railroad Retirement.
Learn a way to take the confusion out of onboarding for Railroad Medicare in Railroad Retirement. Understand the important decisions that you will make with Railroad Medicare.
Learn some strategies that Railroaders might employ when investing your 401k funds for their Railroad Retirement. Very important to understand your Railroad Retirement annuity payout in retirement before allocating your investments.
Learn the mistakes to avoid when seeking financial help with your Railroad Retirement. Understand the key components in looking for the right financial advisor.
Understand the optimal amount of cash a railroad retiree cash should keep on hand for Railroad Retirement. Understand the proper way to allocate your resources for a successful retirement.
Learn a strategy for Railroad Retirement to fund your HSA with a tax free transfer from your IRA. Instead of paying ordinary income tax when you distribute your IRA why not move the money to a HSA.
Sometimes you don't have to work the final months when retiring from the railroad. Use your Deemed Service Months so you can leave the Railroad early.
Learn if you should reach out for some assistance in planning your Railroad Retirement. Not everyone needs help but many do. Learn some of the triggers that would make you want to seek help.
Learn alternatives to stockpiling cash for emergencies in Railroad Retirement. With the depressed interest rates and soaring inflation these alternatives might work for you.
Learn the different strategies when it comes to making your Required Minimum Distributions (RMDs) in Railroad Retirement.