The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Understand a simple way to plan for a comfortable railroad retirement retirement. Learn how to use "buckets" to build a sustainable retirement income stream.
Learn when to file for Social Security instead of Railroad Retirement. Sometimes it might be better for a railroader to take Social Security.
Learn eight important facts about your retirement benefits. Get a good primer of topics that could affect your Railroad Retirement.
Learn IRMAA strategies to eliminate or reduce these penalties as you head into Railroad Retirement.
Learn the characteristics of a railroaders spending in Railroad Retirement. Understand the constant change that goes on in their spending and how to plan for it.
Understand the challenges of drawing down your portfolio in early Railroad Retirement. Learn how to plan for a dynamic distribution on your retirement assets.
Learn about strategies for taking your employer insurance with you when you leave for Railroad Retirement.
Learn to create a Railroad Retirement paycheck. Understand how diversification of your investments can increase your safe withdrawal rate in Railroad Retirement.
Learn a way to take the confusion out of onboarding for Railroad Medicare in Railroad Retirement. Understand the important decisions that you will make with Railroad Medicare.
Learn some strategies that Railroaders might employ when investing your 401k funds for their Railroad Retirement. Very important to understand your Railroad Retirement annuity payout in retirement before allocating your investments.