The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn about this stealth tax that affects high earning railroaders called the Net Investment Income Tax. Understand who is subject to this tax and some common situations that could trigger this tax.
Learn how to track your progress for Railroad Retirement by building a Balance Sheet. Understand the importance of creating goals with your Balance Sheet.
Watch this edition of the Highball Advisors Whiteboard to get a working knowledge of what a widower of a railroader can expect from their Survivor Annuity.
Setting realistic return expectations is the cornerstone for build a successful railroad retirement plan. Railroaders need to set a more realistic expectation for investment return expectation.
Learn the penalty two railroaders who are married can incur in Railroad Retirement on their Tier 2.
Railroaders should understand the importance of insurance in protecting their plans. Watch this video to understand how you should be evaluating your insurance needs.
There is a tremendous tax savings afforded railroad retirees who accumulated railroad stock over the years. Learn how to use a NUA strategy in Railroad Retirement.
There are tremendous opportunity for railroaders to reduce their income tax in retirement through Roth Conversions. Watch this Railroad Retirement Whiteboard to understand the complexity behind this strategy.
With over 700 different claiming strategies for Railroad Retirement, it is no wonder railroaders leave hard earned benefits on the table. Watch this video to learn some of the biggest mistakes made by railroaders when it comes to claiming Railroad Retirement.
Taxes are going up sooner or later. Watch this video to learn strategies to protect your Railroad Retirement nest-egg from higher taxes in the future.