The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Understand why Target Date Funds might not be right for your Railroad Retirement. Learn about the opportunity you are giving up by selecting a Target Retirement fund based on perceived retirement age.
Some railroaders retire after their 30 years of service. However they might not yet be 60 years to collect their Railroad Retirement Annuity. Learn how to fund those early years of retirement before your Railroad Retirement annuity and 401k kick in.
If you are looking for a "great" retirement after years of working for the railroad, I lay out some simple steps railroaders can take to achieve their great retirement dreams. These steps are great building blocks to help you plan for Railroad Retirement.
When railroaders come to highballadvisors.com, the phrase "Is Railroad Retirement Worth It?" is the most searched phrase that drives traffic to my site. Well here is the answer to the most searched phrase.
A classic lyric by the Allman Brothers gives a good overview of the public's view of financial advisors. In this video I'll help railroaders understand what they should be looking for when they seek financial advice.
Before you decide to leave the railroad industry, here are some items to think about before you make your decision.
With the railroad industry going through transformational change, railroaders who leave the railroad should learn differences in the buyout options according to the Railroad Retirement Board. There is a big difference will effect your benefits.
Where is your income coming in from in Railroad Retirement? Understanding the answer to this question is a key building block to any successful retirement plan. Learn the basics of retirement income for railroaders and the guidelines for spending in retirement.
Learn this strategy that allow you to collect your Railroad Retirement benefits and Social Security in retirement. This approach is geared toward railroaders who spent only a limited time in the railroad but still vested into the RRB.
Understand the value of Tier 2 benefits for Railroad Retirement 1. Guaranteed Retirement Income 2. Replacement Value of Tier 2 3. Opportunity to adjust Retirement Glide Path