The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Railroaders make sure you get the enjoyment and fulfillment you deserve from your retirement by following these six ways to beat out post-retirement depression.
While railroaders do extremely hard work, they should plan for the possibility of a long railroad retirement. The numbers from the RRB confirm that railroaders live just as long as general public.
If you're switching jobs, its time to review your old 401(k) account. Know the facts before you choose between rolling over, withdrawing or leaving it alone.
The importance of distributing your retirement accounts in a tax efficient manner can't be understated. If you are interested in maximizing your railroad retirement income check out this video. I discuss some strategies to consider in Railroad Retirement.
As you approach retirement, there are dangerous tracks you have to cross. Make sure you cover these three areas in planning for a successful railroad retirement.
As you are approaching retirement or in retirement someone will eventually try to "sell" you an annuity, but before you accept that "free" dinner seminar invitation understand if you need one. Railroaders should have a different view of annuities then most people.
Part 1 of a 2 part series on Survivor Benefits in Railroad Retirement. Learn about how to qualify for Railroad Retirement Survivor Annuity. Understand the eligibility requirements for receiving a Survivor Annuity. more...
Each railroad pension plan has their pros and cons, understand the differences of each one. Find out how each will effect your ability to retire.
A brief overview of how Spouse Annuities function in Railroad Retirement: 1. What the requirements to receive a spousal annuity? 2. What are the payouts on a spousal annuity? 3. What is the reductions in the spousal annuity with early retirement? 4. More...
What I learned from taking principles of Hunter Harrison's Precision Scheduled Railroading and putting them into my financial planning practice.