The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Understand 'break-even" points for your Railroad Retirement. Learn why the break even point for Railroad Retirement is completely different then Social Security.
Understand the opportunity career railroaders have to still get their railroad retirement plan in shape before they leave.
Learn the importance of matching your spending with your guaranteed retirement income streams. Understand the percent of your retirement spending that should be matched by guaranteed retirement income.
Learn the tax implication your railroad's grant of Restricted Stock or RSUs. Understand what you can expect when the taxes are due. Learn why proper tax planning can help reduce your tax bill.
Learn the different account types available to railroaders who want to save and grow their money. Watch to understand the different types so you can accomplish your goals.
Learn about the taxes you can expect in railroad Retirement. Understand the taxes you can expect on your Railroad Retirement annuity, Retirement accounts and pension.
Learn about the effect of two incomes on your Railroad Retirement. Watch at the end a strategy to maximize your Railroad Retirement and Social Security.
Learn the effect of working when you are collecting your Railroad Retirement annuity. Understand the potential deductions in your annuity by going back to work.
If you are leaving the Railroad then watch this video. Railroaders need to understand the consequences and responsibilities of accepting a "Buyout" from the railroad.
Watch this video to understand the "Current Connection" in Railroad Retirement. Learn the different scenarios facing railroaders when they leave the workforce. Understand your loss by breaking the "Current Connection"