The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
Learn the characteristics of railroader when it comes to railroad retirement planning. Understand the two groups that are successful retirement planners and the one group at risk.
Understand a simple way to plan for a comfortable railroad retirement retirement. Learn how to use "buckets" to build a sustainable retirement income stream.
Learn when to file for Social Security instead of Railroad Retirement. Sometimes it might be better for a railroader to take Social Security.
Understand the taxes you can expect on your 60 and 30 Railroad Retirement Annuity. Learn the importance of changing your withholding later in retirement.
Learn eight important facts about your retirement benefits. Get a good primer of topics that could affect your Railroad Retirement.
Learn IRMAA strategies to eliminate or reduce these penalties as you head into Railroad Retirement.
Learn the characteristics of a railroaders spending in Railroad Retirement. Understand the constant change that goes on in their spending and how to plan for it.
Nobody likes letters from the RRB asking for their money back or that you have been penalized. Learn how to avoid overpayment penalties when you collect Social Security and Railroad Retirement.
Understand the challenges of drawing down your portfolio in early Railroad Retirement. Learn how to plan for a dynamic distribution on your retirement assets.
Learn about strategies for taking your employer insurance with you when you leave for Railroad Retirement.