The Helper locomotive is there to assist trains to get over steep grades. This blog serves the same purpose. It is here to help give ideas to get you over those steep financial grades that lie ahead of you. I hope you enjoy!
If you are over 55 and have left, been laid off, or fired from the railroad, then watch this video to understand a extraordinary opportunity to minimize your taxes.
Railroads have diversified income streams from serving many different industries. Use those same diversification principles to serve your Railroad Retirement portfolio.
Railroaders have the potential to have a significant amount of their railroad retirement portfolio in the railroad stock of their employer, what is the prudent amount to own?
Railroaders are sometimes compensated with the ability to own the Railroad's stock in their retirement plan. Learn the tax strategies to maximize your stock gains in Railroad Retirement.
In this video, I discuss opportunities and strategies afforded railroaders with their 401ks. By looking at your retirement portfolio with a comprehensive mindset, railroaders have a powerful tool with their Tier 2 Annuity. It allows railroaders the "opportunity" to create a retirement glide path unlike non-railroaders.
One of the great advantages of working in the railroad is the ability to retire with Full Retirement benefits at the age of 60 if you have 30 years of railroad service. However when anyone retires before Medicare kicks in at 65 some have to fund their own health insurance. In this video I discuss options for early retirees to access health insurance.
When railroaders leave the industry there is a profound effect on their Railroad Retirement. Learn the three benefits you could be losing by switching jobs.
In this video we talk about tax saving tools in your tool belt for railroad retirement. Things that you can do to just try and save some more money. You're working hard, you want to reduce those taxes.
With Class 1 railroads constantly looking to cut costs, there has been plenty of discussion lately on two person crews for operating trains. I thought I take a look at the responsibilities of a conductor and how it relates to railroad retirement issues.
Well it’s the new year and people are deluged with articles and news stories about things you can do to save money in the New Year. They usually require some sort of lifestyle sacrifice to accomplish your financial goals. Here are three free ideas for railroaders that don’t require any financial sacrifice to accomplish.